For most of us today, money is assurance. We live in a culture in which the pursuit of security is paramount. Save money, we are told — for a health crisis, for our kids to go to college, for retirement. But is it possible to have any guarantee, through money or anything else, of our safety in life?

This article explores the idea of money automatically losing value unless you continue to pay tax on it.

For example, let’s say you earn a hundred dollar bill. Every week, you’re required to buy a stamp from the government which lets that bill maintain its full value. Otherwise, come next week, your $100 becomes a $99.90 bill.

This encourages you to spend your money rather than hoard it. It incentivizes earning money through work rather than loaning your money out and earning it through collecting interest.

This feels like a weird concept until you sit back and reflect on what money means to you right now. Money makes me feel more anxious than any other abstract concept because the threats associated without having it feel so dire.

In her new book “The Age of Insecurity,” the activist Astra Taylor writes: “Today, many of the ways we try to make ourselves and our societies more secure — money, property, possessions, police, the military — have paradoxical effects, undermining the very security we seek and accelerating the harm done to the economy, the climate and people’s lives, including our own.”

Astra Taylor, it turns out, is married to Jeff Mangum of Neutral Milk Hotel.

Stewart Butterfield expanded on this idea when he discussed what he called the “Three Levels of Wealth.” My colleague, Ben Carlson, beautifully summarized the three levels of wealth as:

• Level 1. I’m not stressed out about debt: People who no longer have to worry about their credit card debt or student loans.
• Level 2. I don’t care what stuff costs in restaurants: How much you spend on a particular meal isn’t impacted by your finances.
• Level 3. I don’t care what a vacation costs: People who don’t care how expensive the hotel is or which flight they go on.

I heard Stewart Butterfield describe this idea on a podcast and was fascinated by it. Nick Maggiulli took it a step further in this article, complete with a Jay-Z reference.

Nathan Barry of ConvertKit fame shared this post on Reddit a few weeks back, and I have read it a half dozen times since then.

If you are at all interested in taking the leap into being an entrepreneur, read this. It’s more insightful and inspiring than 90% of the business books I’ve ever read.